Your FICO® Credit Score Can Change Frequently

According to FICO, 83% of the population experiences changes to their FICO® Credit Score by up to 20 points month to month. Each time we provide your FICO® Credit Score, it’s based on the information in your TransUnion credit report at that snapshot in time. As the information in your credit report changes, your FICO® Credit Score may also change and we provide it monthly so you can track it over time.

How Your FICO® Credit Score calculated?

Your FICO® Credit Score considers five categories of credit data from your TransUnion credit report that may vary in importance for different credit profiles. The percentages below are based on the five categories for the general population.