Finance – Page 3 – Resources For Life

Discover $550 in Cash

How it Works Like most companies, Discover has a referral program. Here’s how it works: Invite up to 10 people per year to signup for a Discover card. When they make a single purchase in the first 3 months, they will get $50 and you will also get $50. It’s that simple. That’s $500 per year. Get Started… Continue reading Discover $550 in Cash

U.S. Bank Named a World’s Most Ethical Company® by the Ethisphere Institute for Second Consecutive Year

MINNEAPOLIS–(BUSINESS WIRE)–Mar. 7, 2016– U.S. Bank, the fifth largest commercial bank in the United States, announced today that it has been recognized by the Ethisphere Institute, the global leader in defining and advancing the standards of ethical business practices, as a 2016 World’s Most Ethical Company®. This marks the second consecutive year U.S. Bank has earned this recognition. The World’s Most… Continue reading U.S. Bank Named a World’s Most Ethical Company® by the Ethisphere Institute for Second Consecutive Year

Harald Eia: The Best Countries for Building Personal Wealth

In which society is it easiest to get rich? Contrary to common belief, it is not countries like the US or the UK that create the highest number of rich people per capita, but Nordic social democracies like Norway and Sweden. Counter intuitive as it may sound, high taxes, generous welfare states and strong unions… Continue reading Harald Eia: The Best Countries for Building Personal Wealth

In Defense of Rich People

A common theme through the ages is the depravity, greed, and selfishness of the wealthy. Their exploitative treatment of the poor and careless destruction of the planet has caused the rich people to become the scapegoat for many of society’s ills, including the climate change that currently threatens all life on earth. The current presidential… Continue reading In Defense of Rich People

TIAA-CREF Investment Funds

TIAA-CREF U.S. Equity Funds Growth & Income (TIIRX) Mid-Cap Growth (TCMGX) Real Estate Securities (TCREX) Equity Index (TINRX) Large-Cap Growth (TIRTX) Mid-Cap Value (TCMVX) Social Choice Equity (TICRX) Large-Cap Value (TCLCX) Small-Cap Equity (TCSEX) Social Choice Low Carbon Equity Fund (TLWCX)

Understanding How Your FICO® Credit Score is Calculated

Your FICO® Credit Score Can Change Frequently According to FICO, 83% of the population experiences changes to their FICO® Credit Score by up to 20 points month to month. Each time we provide your FICO® Credit Score, it’s based on the information in your TransUnion credit report at that snapshot in time. As the information… Continue reading Understanding How Your FICO® Credit Score is Calculated

Investment Advice from Vanguard

Four timeless principles to help you reach your investment objectives Successful investment management companies base their business on a core investment philosophy, and Vanguard is no different. Although we offer many specific strategies through both internally and externally managed funds, an overarching theme runs through the investment guidance we provide to clients—focus on those things… Continue reading Investment Advice from Vanguard

Why you should support the Walgreens off-shore Switzerland relocation…

There’s been a lot of attention recently paid to Walgreens as a result of their current plan to consider shifting their company headquarters to Switzerland. The move would result in hundreds of millions of dollars a year that will no longer flow into the U.S. Treasury. Presumably some jobs will be shifted overseas. Here’s why… Continue reading Why you should support the Walgreens off-shore Switzerland relocation…

Why Some Countries Have Higher Interest Rates

Countries With High Interest Rates As the chart below indicates, some countries have very high bank interest rates. While money invested in a Canadian bank may only earn 1% interest, that same money could earn 12% interest in Nigeria. So, why don’t people invest all their money in foreign banks? This article briefly explains the… Continue reading Why Some Countries Have Higher Interest Rates

One Coin for All of Your Cards – Universal Digital Card Device

Coin is a credit-card size device similar to the Proteân Echo that retains multiple cards in its memory. As of November 2013, it’s currently in the crowd-source funding phase, but is reported for availability in 2014. There are many card storage apps for the iPhone and other mobile devices. These will keep track of your card… Continue reading One Coin for All of Your Cards – Universal Digital Card Device

Ally Bank – Online Banking and High Interest Rate Savings

Finance Summary It’s helpful to have at least two financial institutions for your banking needs. You may choose to work with a local bank for personalized local service. However, for additional features, services, and possibly better interest rates on investments you may want to create an account with an online bank such as Ally Bank.… Continue reading Ally Bank – Online Banking and High Interest Rate Savings