Before continuing, ask yourself these questions about the purchases you are considering:
Buy Locally. Have you considered purchasing locally? It's common for local stores to have items competitively priced with Internet stores like ours. Supporting your local merchants invigorates your community's economy and it's more social than shopping online.
Share. Could you purchase the item with several other people and share it? Typically, expensive purchases are the things in our life that we use the least. For example, let's say you are purchasing a high definition video camera. Perhaps you could share the cost and the camera with friends.
Buy Used. If you're considering the purchase of something new, why not consider purchasing the item used? There are local and online sources for quality used items such as eBay.
Prioritize Shopping. Have you prioritized your shopping list to be sure you are spending money and time on the items of highest priority first?
Wait. Do you need the item right now? Can you put off the purchase? Often, by waiting to make a purchase, a person is able to buy the item later at a discount. Or, maybe after waiting you'll discover you really didn't need or want the item as much as you thought. Stretching out the frequency of purchases saves money over time. For example, are you buyin a new digital camera? Consider purchasing a new digital camera every three or four years rather than every year as new models are announced. Lengthen the timeframe for which your purchases serve you.
Don't Increase Your Debt. Are you using a credit card for a purchase because you don't really have the money to buy whatever it is? Consumer debt is at an all time high. Consider making a list of priority purchases and then only purchasing items you can actually afford.
Don't Be Pressured By Sales Or Discounts. Is your purchase being influenced by a sale or rebate rather than a present need? You'll save more by not buying the item at all. By having a wish list that is prioritized, you'll simply buy things that are already on your list. If they are on sale, then that's great, but don't buy something that wasn't on your list just because it is on sale.
Shop Around. With any kind of shopping (online or offline) it's a good idea to spend at least 10 to 15 minutes to find out what the going price is for a product. Our prices are usually fairly competitive, but they might not always be the lowest price. So, feel free to shop around a bit and price compare.
Emotional Shopping. Are you considering a purchase because it will make you feel better? Did you know that much of the shopping people do is emotional shopping. Consider pursuing alternative activities that cost little or preferably no money at all such as: go for a walk in the park, exercise, do yoga, read a book, listen to music, take a bath, or meditate.
We hope you enjoyed the preceding public service announcement. Please let us know if you have any suggestions to improve the list above.
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